Advertisements
Ayushman Bharat PMJAY Health Card Benefits, Coverage, Application Process 2026: The PMJAY Ayushman Card (also known as the Golden Card) is a government-issued health ID that provides eligible individuals in India with access to free healthcare services under the Pradhan Mantri Jan Arogya Yojana (PMJAY). It is the primary tool for availing cashless and paperless medical treatment at empanelled public and private hospitals across the country.
Ayushman Bharat PMJAY Health Card Benefits
| Annual Coverage: Provides a health cover of ₹5 lakh per family per year for secondary and tertiary care hospitalization. Cashless Treatment: Cardholders can walk into any empanelled hospital and receive treatment without paying anything upfront; the government pays the hospital directly. Family Floater Basis: The entire coverage amount can be used by one or all members of the family. No Restrictions: There is no cap on family size, age, or gender for the standard scheme. Comprehensive Coverage: It covers roughly 1,900+ medical procedures, including surgery, diagnostics, medicines, and room charges. Pre & Post Hospitalization: Covers up to 3 days of pre-hospitalization and 15 days of post-hospitalization expenses. Pre-existing Conditions: All pre-existing diseases are covered from the very first day of enrollment. Portability: The card is valid across India, allowing beneficiaries to get treatment in any state regardless of their home state. |